NATIONAL
Advocates Philippines
SSS Rolls Out Emergency Loans After Calamity Declaration
Photo credit: PCO
Good news for SSS members affected by the recent calamity.
President Ferdinand R. Marcos Jr. announced Thursday that qualified Social Security System (SSS) members can now apply for an emergency loan following the declaration of a one-year state of national calamity.
In a video message, the President said the program is meant to give Filipinos quick financial breathing room during emergencies—without pushing them deeper into debt.
Starting this December, SSS will begin releasing emergency loans to eligible members while the country remains under a national emergency. Marcos explained that the loan comes with a low annual interest rate of just seven percent and includes a six-month payment break.
That means borrowers won’t have to pay any loan amortization for the first six months after receiving the funds, giving families time to recover and prioritize urgent needs.
According to Marcos, the loan can be used for immediate expenses, especially those brought on by emergencies and disasters. He stressed that the program is designed to be safe, affordable, and transparent—offering a better option than turning to loan sharks.
The President also assured the public that the government will continue working with the SSS to create fairer and more reliable alternatives to microloans and emergency financing.
“This is a better choice than going to 5-6 and getting trapped in heavy debt,” Marcos said. “Here, you only pay seven percent. I hope this helps many of you.”
Earlier this month, Marcos signed Proclamation No. 1077, placing the country under a state of national calamity for one year after Typhoon Tino caused widespread damage. The declaration allows the government to fast-track rescue, relief, rehabilitation, and recovery efforts, impose price ceilings on basic goods, prevent hoarding and overpricing, and mobilize funds for affected communities.
For many Filipinos rebuilding after the storm, the SSS emergency loan could offer timely relief—and a safer path forward.
President Ferdinand R. Marcos Jr. announced Thursday that qualified Social Security System (SSS) members can now apply for an emergency loan following the declaration of a one-year state of national calamity.
In a video message, the President said the program is meant to give Filipinos quick financial breathing room during emergencies—without pushing them deeper into debt.
Starting this December, SSS will begin releasing emergency loans to eligible members while the country remains under a national emergency. Marcos explained that the loan comes with a low annual interest rate of just seven percent and includes a six-month payment break.
That means borrowers won’t have to pay any loan amortization for the first six months after receiving the funds, giving families time to recover and prioritize urgent needs.
According to Marcos, the loan can be used for immediate expenses, especially those brought on by emergencies and disasters. He stressed that the program is designed to be safe, affordable, and transparent—offering a better option than turning to loan sharks.
The President also assured the public that the government will continue working with the SSS to create fairer and more reliable alternatives to microloans and emergency financing.
“This is a better choice than going to 5-6 and getting trapped in heavy debt,” Marcos said. “Here, you only pay seven percent. I hope this helps many of you.”
Earlier this month, Marcos signed Proclamation No. 1077, placing the country under a state of national calamity for one year after Typhoon Tino caused widespread damage. The declaration allows the government to fast-track rescue, relief, rehabilitation, and recovery efforts, impose price ceilings on basic goods, prevent hoarding and overpricing, and mobilize funds for affected communities.
For many Filipinos rebuilding after the storm, the SSS emergency loan could offer timely relief—and a safer path forward.
Dec 18, 2025
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