BUSINESS
Advocates Philippines
Pag-IBIG Members' Savings Soar To P160B In 2025
Photo credit: Pag-IBIG Fund (HDMF)
Pag-IBIG Fund members saved a record ₱160.41 billion in 2025, a 21% increase from last year, driven largely by voluntary contributions under the Modified Pag-IBIG II (MP2) Savings Program.
“Once again, our strong collections reflect the trust and confidence our members place in Pag-IBIG’s savings programs,” said DHSUD Secretary Jose Ramon P. Aliling, who chairs the Pag-IBIG Fund Board. “With ₱27.61 billion more savings collected in 2025, Pag-IBIG Fund’s solid financial position enables us to continue offering low-interest rates and support the 4PH Program of President Ferdinand R. Marcos Jr.”
Mandatory contributions totaled ₱66.80 billion, while voluntary savings reached ₱93.60 billion, accounting for 58% of total collections. MP2 Savings alone hit ₱83.51 billion, becoming the main driver of voluntary growth.
“Our members are saving more voluntarily, showing that the culture of saving remains strong,” said Pag-IBIG CEO Marilene C. Acosta. “Many MP2 savers, especially retirees, now call themselves ‘LODI,’ or ‘Living on Dividends,’ using their returns to cover daily expenses. This is Lingkod Pag-IBIG at work.”
The record collections highlight Filipinos’ growing trust in Pag-IBIG’s programs and the value of disciplined saving for the future.
“Once again, our strong collections reflect the trust and confidence our members place in Pag-IBIG’s savings programs,” said DHSUD Secretary Jose Ramon P. Aliling, who chairs the Pag-IBIG Fund Board. “With ₱27.61 billion more savings collected in 2025, Pag-IBIG Fund’s solid financial position enables us to continue offering low-interest rates and support the 4PH Program of President Ferdinand R. Marcos Jr.”
Mandatory contributions totaled ₱66.80 billion, while voluntary savings reached ₱93.60 billion, accounting for 58% of total collections. MP2 Savings alone hit ₱83.51 billion, becoming the main driver of voluntary growth.
“Our members are saving more voluntarily, showing that the culture of saving remains strong,” said Pag-IBIG CEO Marilene C. Acosta. “Many MP2 savers, especially retirees, now call themselves ‘LODI,’ or ‘Living on Dividends,’ using their returns to cover daily expenses. This is Lingkod Pag-IBIG at work.”
The record collections highlight Filipinos’ growing trust in Pag-IBIG’s programs and the value of disciplined saving for the future.
Feb 26, 2026
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